Car insurance premiums will rise to false information consumers need rational choice

Starting today, auto insurance premiums will increase by 15% to 30%. Should renewal be required as soon as possible? In recent days, many citizens have seen a message that premiums are about to rise in a text message or circle of friends. The reporter learned from numerous verifications yesterday that the news was false information and that the insurance staff urged customers to pay close attention to renewal. Consumers need to make rational choices and guard against risks.

Recently, some citizens received a message from a salesman of an insurance company: “The state has rectified the insurance market. On the 15th of this month, the China Insurance Regulatory Commission requested the self-discipline inspection of all insurance companies in Beijing. By then, your premium will increase on the original basis. Between 15% and 30%, in order to save you money, please renew your insurance on January 15 before April 13, so as to avoid spending more money.” There is even news that the insurance company salesman Collective overtime contact customers, rush to order before 15th.

Many reporters verified that the auto insurance premiums will rise falsely. This information is used by sales staff to pull customers and allow customers to resume renewal. At the beginning of the year, various insurance companies increased their marketing efforts for “good starters.” Many vehicle owners’ insurances still expired several months ago, and they received short messages urging renewal of insurance.

Recently, the China Insurance Regulatory Commission has issued risk warnings for buying "open-the-shoulder" insurance. Among them, the performance of sales is rushed. Some insurance sales personnel use the concepts of activity speculation to sell products to consumers with concepts such as “stop selling for a short period of time”, “limited time limit” and “product discount”, and induce their impulsive purchase of “good starter” products. The China Insurance Regulatory Commission stated that consumers are not blindly obeyed or follow the trend and purchase insurance according to their actual needs.